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Annuities are great for bear market protection and Investing In Stock

Posted by James Breen at 27 May 2008 9:11

This investing in stock seems stereotypical. Read and think about it carefully. Once finished, I feel you will agree that is not.

If I like the post, I will desperately collect it and treat it as my baby. You are right, I am here, because I love your post:

I was interviewed by Kiplinger about Jos. A. Bank (JOSB), my favorite retail stock I presented (download PDF of my presentation) at Value Investing Congress in Pasadena.  This is probably the most contrarian stock I ever owned – 93% of the float is short.   Add comment May 24th, .. Read the rest of this entry.

It is lovely.

It is just getting started:

Annuities are generally reserved for the modest of investors - those that plan retirement, but would rather have the fixed income payments post retirement than to manage their own wealth when the reach retirement age. While annuities are not the first investment choices of most active investors, they do make up a large portion of retirement investing. The comfort of investing in an annuity is warranted; investors make a lump sum investment on the premise of receiving monthly payments ..read more.

I has been suggested that this was a smart ruling:

The mechanics of successful investing is pretty simple. Buy low and sell high. The less simple part has to do with what to buy and when to buy it. In other words, selection and timing. Stock selection and timing are really closely related. The key is recognizing both current value and potential value. If the current value is less than the potential future value, you've got a winner. And of course if the opposite is true you could still have a winner by shorting the stock (betting it will ..».

If this is not what I am trying to find, my attitude won't be so honest at the first place. Trust me, that is what I am talking about!

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    1. Lower volume. Should you decide to sell during off hours, the volume will likely decrease. Not every stock trades during off hours so be sure you can actually execute the sale.
    2. Bigger Spreads. Less volume can translate into larger spreads between bid and ask prices.
    3. Greater Volatility. The uncertainty of the after hours market, reduced volume and greater spreads all lead to greater volatility.

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